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What does my MYEL insurance cover?

If your grant or scholarship fulfils the insurance conditions, Mela will issue insurance that provides you with broad cover for your grant or scholarship work.

You can check whether insurance is compulsory for your grant or scholarship here: General information about pension insurance for grant and scholarship recipients.

MYEL pension insurance

MYEL pension insurance for grant and scholarship recipients is accrued in accordance with the Farmers’ Pension Act (MYEL).

As an insured grant or scholarship recipient, you are entitled to old-age pension, partial old-age pension, vocational rehabilitation and disability pension in accordance with the Farmers’ Pension Act. The insurance also entitles your family members to family pension and group life insurance compensation.

MATA occupational accident and disease insurance

MYEL pension insurance automatically includes MATA occupational accident and disease insurance for the same period, which compensates the insured for any accidents that take place during the course of the grant or scholarship work, as well as for occupational diseases caused in certain conditions by such work. Further information: Occupational and leisure-time accident insurance cover for grant and scholarship recipients

Group life insurance

MYEL pension insurance also automatically includes group life insurance. In case of the death of the grant or scholarship recipient, his or her beneficiaries are entitled to group life insurance compensation. The terms and conditions of the group life insurance are set by the Ministry of Social Affairs and Health and are in line with those for employees’ group life insurance.

Leisure-time MATA non-occupational accident and disease insurance

You can complement your compulsory MATA occupational accident and disease insurance with voluntary leisure-time MATA non-occupational accident and disease insurance. Leisure-time MATA non-occupational accident and disease insurance is available only in connection with a valid MATA occupational accident and disease insurance policy.

Mela sickness allowance

MYEL pension insurance also includes Mela sickness allowance. Further information: Mela sickness allowance.

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