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General information about MYEL pension insurance

If you have been awarded a grant or scholarship in Finland, your pension insurance is provided by Mela.

Have you been awarded a grant or scholarship for artistic or scientific work?

If you have been awarded a grant or scholarship in Finland, your pension insurance is provided by Mela. You have a legal obligation to apply for pension insurance if you meet the following conditions:

  • Your grant or scholarship has been awarded for work lasting at least four months
  • The amount of your grant or scholarship when converted into annual income is 3,900 euros or more. Further information: Annual earnings.
  • You are not employed by the same body that awarded the grant or scholarship
  • You are between the ages of 18 and 68 but not yet on an old-age pension
  • You are eligible for the Finnish social security system.

If you are eligible for the Finnish social security system, you also have a legal obligation to take out pension insurance if you perform your grant or scholarship work outside of Finland, or if you come to Finland to work on a grant or scholarship. Further information: Working abroad on a grant or scholarship.

You do not have to take out pension insurance in the following instances:

  • You have been awarded a grant or scholarship for basic degree studies
  • Your grant or scholarship was awarded to cover expenses alone (such as travel grants).

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