What is considered an accident?

Accident insurance will only compensate you for injuries inflicted in an accident. An accident is considered to be a sudden and unexpected event that is caused by an external source without the insured’s intention.

The MATA accident insurance will not compensate you for an illness that is not the result of an accident, even though the symptoms of the illness may appear for the first time after the accident occurs. An injury that is intentionally caused by another person is also not considered to be an accident.

In addition to accidental injuries, MATA does provide compensation, for example, for frostbite, sunstroke, sores, abrasions, and sudden muscles distension, as well as injuries caused by corroding agents and poisonous gases.

Updated 28.06.2013